Comments on: New Maybank Visa debit card has limited usefulness

By: Hwang

Hwang — Thu, 07 Apr 2011 01:33:04 +0000

Lost my ordinary ATM card and knew about it few days later. My account was deposited with cash and withdrawn few times. Of course, the net was a loss. How did this happen? How did the person know about my PIN and account number which enabled him to withdraw and deposit. Reported and was explained that withdrawals were through ATM at other banks/petrol stations and these places did not CCTV.

I was then approached to have Maybank Debit Card. The RM 200 block for purchasing petrol is crab. You have to monitor if they credit back the balance. In short, DON'T trust any banks with their offers. Now, stop using it to pump petrol.

By: Simon Seow

Simon Seow — Sun, 10 Oct 2010 17:20:36 +0000

Totally agreed with you. I upgraded from my ATM card thinking that now I can shop online even without a credit card. Such a disappointment to find out that it doesn't support online transaction at all. What f**king different does it make from a normal ATM card except for the VISA sign? Sigh.

By: 1Earth

1Earth — Tue, 07 Sep 2010 13:37:30 +0000

Thanks Kamal. There's a link at the top of the article that will take you to an update post about the Maybankcard.

By: kamal

kamal — Tue, 07 Sep 2010 12:37:15 +0000

Hi…i was reading this old post….everyone was complaining about how maybankcard is so useless when it comes to online purchase or paypal.

anyway, its already Sept 2010, maybank have updated their maybankcard service. and voila…maybankcard is now paypal-friendly….

just log on to your maybank2u account and do some setting/registration under utilities section and continue your card registration in paypal.

but still, i prefer tunemoney card because at least, i dont want to impose any direct contact between my shopping evil spirit and my main saving account

By: hwt

hwt — Fri, 12 Mar 2010 01:37:35 +0000

Not sure why PayPal is so important. It is probably one of the redundant payment methods on the web now. It was useful many years ago, but much more secure and simple payment methods are available these days. Ideally, people will want to prevent any middleman from knowing card details. PayPal is one such middleman that should be got rid of.

As for the 200-dollar preauthorization amount, it is a normal practice. This is because the total purchase price is known only after fuel has been delivered. It is not feasible to ask the issuing bank to deduct ten cents after every 50 ml of fuel is pumped. So, the logical way is to ask the issuing bank to deduct or hold a sufficiently-big amount of money, let fuel be delivered, and then inform the bank how much of the money is unused. I doubt petrol stations in South-Africa have a better way of doing this.

By: Fird

Fird — Tue, 02 Dec 2008 15:21:48 +0000

Likewise, I'm a very disappointed customer of Maybank Visa Debit. I really hope they would enable the internet transaction. After all, we have the daily limit, right?

Felt so cheated, I ran to PB and applied for theirs. *sigh*

By: Ash

Ash — Thu, 13 Nov 2008 23:07:56 +0000

Its disheartening to hear that it cannot be used for online purchases, and the block on petrol. I am just a student, how am I able to stash that much inside? Discovered anything else abt the card? Have you thought of Public bank's card or even RHB's new debit card?

By: 1Earth

1Earth — Thu, 18 Sep 2008 23:06:37 +0000

Yup, and it could be mine particular account, but I tried using this card in Singapore, both to pay at a Visa point of sale AND drawing money from 3 different banks all with Visa logos.

Every time it said there was some sort of error, I should contact my bank – at the point of sale the error said "Do not honour this card".

I still don't know what that's about, but surely won't rely on this card next time I'm not in Malaysia.

By: Ally

Ally — Thu, 18 Sep 2008 17:20:43 +0000

What? No online transactions? Damn it! I just changed mine today. What is Maybank thinking?? RM 12 is expensive for a card that functions exactly like the old one! How bout using it for reservation in say, restaurant?

By: 1Earth

1Earth — Thu, 07 Aug 2008 19:36:22 +0000

Hi Mickey – TuneMoney.com's VISA debit card is PayPal friendly, so apply for one of those online and then collection it from CIMB Bank.

They have a series of service fees (to put money INTO your account for one, ha!) and you have to maintain a small minimum balance (I think it's RM30 or something).

But if you're serious about online purchases and especially getting money out of PayPal, then as far as I know, they're the only option for us CreditCard-less ones.

By: mickey

mickey — Thu, 07 Aug 2008 14:03:04 +0000

I also change it because i tot it can do internet transaction. So anyone knows which debit card can do internet transaction?

By: ICE

ICE — Tue, 05 Aug 2008 18:44:20 +0000

Actually d $200 block 4 d petrol is set by d merchant, i.e. d petrol station. Nothing much can b done by d issuing Bank, i.e. Maybank. It will happen 2 any debit card issuer.

Since the actual amount will only be posted to your account few days later, due to settlement arrangement (normally 1 to 3 days) between merchant's bank, Visa and your card issuer, u only ll get ur refund 4 d petrol station (block amt – actual amt) a few days later.

By: Richie

Richie — Sat, 02 Aug 2008 02:00:34 +0000

I feel cheated 3, so shit, i cannot do anything with this card on the internet, so useless.

By: The 8th Voyager

The 8th Voyager — Tue, 08 Jul 2008 15:11:55 +0000

It doesn't accept Paypal money withdrawal either.

By: 1Earth

1Earth — Thu, 03 Jul 2008 22:29:36 +0000

Yeah, I know Kairul, I feel cheated too.

Turns out to fill up petrol now (Shell or Petronas) blocks RM200 on my card and only returns it 3 days later (although it may have been faster had it not been on a weekend). Very much less convenient.

It really is just as useless as the previous card. Luckily I didn't cancel the Tune Money card.

We can only hope Maybank is spurred on by all the bad posts and enable this card to be more useful really soon.

By: kairul

kairul — Thu, 03 Jul 2008 17:48:49 +0000

darn! I just spent RM 12 to change my normal Maybank ATM Card to this card as I thought online purchasing are allowed and it is paypal enabled..

If only I found your blog earlier…